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By Gregg Tepper

I have been married to my wonderful wife Letha for 27 years. We have 3 children: Max, Alexander and Charlotte. I have been a licensed Realtor in the New Orleans area for 17 years and am the Operator of The Tepper Group with Keller Williams Realty in Mandeville. Our team services the entire New Orleans and Baton Rouge metro areas. Our team of partners has over 40 years of experience. We helped 141 families buy, sell or lease in 2022.

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Homeowners insurance rates in Southeast Louisiana have skyrocketed, affecting home prices and values. However, the Fortified Roofing program is a new initiative that offers a $10,000 grant from the state of Louisiana to help homeowners fortify their roofs, ultimately reducing insurance costs. The grant process is not continuous; funds are released periodically on a first-come, first-served basis. The primary residence must be eligible to receive the grant.

Here are the details on the various levels of fortification available:

Basic Fortified Roof:

  • Locked-down edges
  • Sealed roof deck
  • Impact-resistant shingles
“This is a smart strategy for reducing insurance rates and protecting your home.”

Silver Level:

  • Wind and impact-resistant attic vents
  • Impact protection for windows and doors
  • Impact pressure-rated garage doors
  • Chimney bracing
  • Reinforced soffits
  • Anchored attached structures
  • Gable end bracing

Gold Level:

  • Pressure-rated windows and doors
  • Stronger exterior sheathing
  • Engineered connections from roof to foundation

Louisiana’s weather is harsh, with hurricanes, storms, and hail posing significant risks. A fortified roof acts as the first line of defense, reducing potential damage and, consequently, insurance costs. Even though insurance rates are rising nationwide, a fortified roof can still lead to significant savings. Investing in a fortified roof, especially with the state covering $10,000, can lead to annual savings of $1,000 to $2,000 on insurance. Over time, this can add up, making the initial investment worthwhile.

For more information, visit this official website. Save money, protect your home, and enjoy the benefits of a fortified roof! If you have any questions, don’t hesitate to reach out to us by phone or email. To compare insurance rates between fortified and unfortified roofs call Blake DeBautte at Magnolia Home and Auto 504-606-9947.

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