5 Credit-Boosting Secrets Homebuyers Need To Know

By Gregg Tepper

I have been married to my wonderful wife Letha for 29 years. We have 3 children: Max, Alexander and Charlotte. I have been a licensed Realtor in the New Orleans area for 19 years and am the Operator of The Tepper Group with Keller Williams Realty in Mandeville. Our team services the entire New Orleans and Baton Rouge metro areas. Our team of partners has well over 40 years of experience. In 2024 we helped 132 families buy, sell and lease homes, land and commercial investments.

Is your credit score holding you back from buying your dream home this season? A higher credit score can mean easier loan approvals and significantly lower mortgage rates. In this article, I’ll share five practical strategies to boost your credit score quickly, helping you secure better mortgage terms and confidently move toward homeownership.

Feel free to watch the complete video or use the timestamps below to browse through the topics that interest you most:

0:00 — Introducing today’s topic
1:50 — Step 1: Get your credit report
3:17 — Step 2: Dispute errors on your credit report
4:08 — Step 3: Pay down high credit card balances
5:11 — Step 4: Pay off legitimate and delinquencies and judgments
6:32 — Step 5: Build credit if you have one
8:31 — Personal story: How these strategies boosted my score from 710 to 830

Improving your credit doesn’t have to be complicated. If you’re looking for more guidance or ready to take the next step toward your dream home, contact me at 985-727-7000 or visit findnolahomes.com today. I’m looking forward to hearing from you!